Privacy Policy

1. Who we are

EverydayNaira is a Nigerian personal finance publishing brand. This website — everydaynaira.com — is operated by EverydayNaira. When this policy refers to "we", "us", or "our", it means EverydayNaira. When it refers to "you", it means any person who visits or uses this website.

2. What information we collect

We collect information in two ways: information you give us directly, and information collected automatically when you use the site.

Information you give us

• Newsletter sign-up: your email address, when you subscribe to our newsletter.
• Contact form: your name, email address, and the content of your message, when you contact us through the site.

Information collected automatically

• Usage data: pages visited, time spent on pages, referring website, browser type, and device type — collected through analytics software.
• IP address: your approximate geographic location can be inferred from your IP address. We do not store IP addresses beyond what our hosting and analytics providers retain.
• Cookies: small data files stored on your device. See the Cookies section below for full details.

3. How we use your information

• Email address (newsletter): to send you our newsletter. You can unsubscribe at any time using the link in any email we send. We do not sell, rent, or share your email address with third parties for marketing purposes.
• Contact form data: to read and respond to your message. We do not add you to any mailing list as a result of a contact form submission without your explicit consent.
• Usage data: to understand how the site is used, which content is helpful, and how to improve the reader experience. We use this in aggregate — we do not use it to identify individual users.

4. Cookies and tracking

Cookies are small files stored on your device by your browser. We use cookies for the following purposes:

• Essential cookies: required for the site to function correctly. These cannot be disabled.
• Analytics cookies: used to understand traffic and usage patterns. We use Google Analytics for this purpose. Analytics cookies can be disabled through your browser settings or by using a browser extension that blocks tracking.
• Advertising cookies: if ads are displayed on this site, our advertising partners (including Google AdSense) may set cookies to serve relevant advertisements. See the Advertising section below.

You can control cookies through your browser settings. Disabling certain cookies may affect your experience of the site.

5. Advertising and third parties

EverydayNaira may display advertisements served by Google AdSense. Google and its advertising partners may use cookies to show you advertisements based on your prior visits to this and other websites. Google's use of advertising cookies is governed by Google's Privacy Policy. You can opt out of personalised advertising by visiting Google's Ads Settings.

We do not allow advertisers to collect personally identifiable information through this site beyond what is enabled by the advertising platform's standard cookie operation.

6. How we share your data

We do not sell your personal data. We share data only in the following limited circumstances:

• Service providers: we use third-party services to operate the site, including email marketing platforms and analytics providers. These providers process data on our behalf under data processing agreements and may not use your data for their own purposes.
• Legal requirements: we may disclose information if required to do so by law or in response to a valid legal request from a public authority.
• Business transfer: if EverydayNaira is acquired or merged with another entity, your information may be transferred as part of that transaction. We will notify you by prominent notice on the site if this occurs.

7. How long we keep data

• Newsletter email addresses: retained until you unsubscribe, after which they are removed from our active list within 30 days.
• Contact form messages: retained for up to 12 months to allow for follow-up, then deleted.
• Analytics data: retained in aggregate, anonymised form for up to 26 months as configured in Google Analytics.

8. Your rights

You have the right to:

• Request access to the personal data we hold about you.
• Request correction of inaccurate personal data.
• Request deletion of your personal data, subject to legal obligations we may have to retain certain information.
• Withdraw consent for newsletter communications at any time by unsubscribing.
• Object to or restrict certain processing of your data.

To exercise any of these rights, contact us using the form on our Contact page. We will respond within 30 days.

9. Security

We take reasonable technical and organisational measures to protect your personal data from unauthorised access, loss, or disclosure. The site uses HTTPS encryption for all data in transit. However, no method of transmission over the internet is completely secure, and we cannot guarantee absolute security.

10. Changes to this policy

We may update this policy from time to time. When we do, we will revise the "last updated" date at the top of this page. Material changes will be communicated through a notice on the site. Your continued use of the site after changes are posted constitutes your acceptance of the revised policy.

11. Contact

If you have questions about this Privacy Policy or how we handle your data, please use the form on our Contact page. Select "Other" as the reason and note that your query relates to privacy.